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Southwest Florida experienced a huge amount of business closures because of the pandemic and forced shutdowns

Local news for southwest Florida including the Naples and Fort Myers areas, reported that business closures and other protective measures due to the coronavirus were having a huge impact on the area’s economy.  Local university finds that…
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Florida’s government is anticipating a high volume of insurance filings and lawsuits related to the pandemic

The Florida government is preparing for a flood of insurance claims caused by the coronavirus pandemic. This will include everything from business losses to workers compensation.  Experts give advice regarding the large number of claims…
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Florida businesses may need intervention if their insurance claims were denied after the coronavirus pandemic

Local news for the Fort Myers area reported on various attempts to get business interruption insurance claims paid out after pandemics like the coronavirus were specifically excluded by policy language and other financial protections.  Insurance…
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Could case law in other states affect lawsuits filed by Mississippi business owners over denied business interruption claims?

Dozens of Mississippi business owners have filed lawsuits against their insurance companies after they were denied coverage under their business interruption insurance policies but very few, if any, cases have yet to be settled. While we could…
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Minnesota, Are pandemics really uninsurable?

According to the American Property Casualty Insurance Association, they are.   Business owners all across the U.S. have the same question, “Why isn’t my business interruption insurance policy covering the income loss I suffered…
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Arkansas, Is Personal Injury Protection (PIP) Required?

All vehicle owners are required by the law to carry a significant amount of insurance on their vehicles. Since Arkansas follows the at-fault insurance ruling with an add-on option for no-fault insurance, drivers have a choice of what insurance…
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Michigan Introduces HB 5739, A Bill that Would Require Insurers to Cover COVID-19 Business Interruption Claims

After business owners in Michigan couldn’t get their business interruption claims approved for the losses they suffered as a result of the COVID-19 pandemic, Rep. Brian Elder introduced House Bill 5739. While there hasn’t been much action…
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Florida business interruption insurance claims related to pandemic will probably be denied by most providers

Local news for the Gulf Coast of Florida reported that a standard business or even business interruption insurance policy may not cover losses related to coronavirus closures.  Insurance companies do not want to cover losses from pandemics An…
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Maryland, Business Owners Who Were Denied Business Interruption Coverage are Starting to Hold Brokers Liable

Business owners across the U.S. are all struggling to get their insurance companies to cover their business interruption claims. The fact is, companies aren’t paying on any business interruption policies related to the COVID-19 pandemic as…
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Massachusetts, Boston-Based Restaurant Chain Sues Insurer for Denying its Business Interruption Claim

Legal Sea Foods is preparing to go to battle with its insurer, Strathmore Insurance Co. after the company rejected the seafood chain’s business interruption claims [Source: The Boston Globe]. After the COVID-19 pandemic shuttered all of the…