Can Certain Renovations Reduce Your Insurance Costs in Oklahoma?

If you’re like millions of other Oklahoma residents, you’re probably doing everything you can to save a little extra cash on those insurance bills. While it’s true that sometimes you just have to “bite the bullet” and pay the required sums, you can save money with a few easy tips as well. Believe it or not, certain renovations may actually reduce your insurance costs. This not only helps your bank account, but it might also make your home safer and more resilient in the face of storms and other disasters. 

For some homeowners in Oklahoma, it might be too late for these renovations. Unfortunately, severe storms, flooding, and even extreme hail have caused excessive damage to homes throughout the state. Instead of thinking about renovations, these unlucky homeowners might instead be trying to make basic repairs. These homeowners can often run into trouble with denied insurance claims, making it even more difficult to make the repairs they need to continue on with their lives. In this situation, it might be a good idea to get in touch with a qualified, experienced attorney who specializes in denied insurance claims. 

Upgrade Your Security System

Getting an upgraded security system can result in a considerable discount on your insurance costs. Keep in mind that your new security system must be centrally monitored by an approved company. 

Install a Sewer Backup Valve

Another great choice is to install a sewer backup valve. This can reduce the costs associated with cleaning a flooded basement, so insurers should offer you a discount as a result. 

Get Storm Safe Windows

With so much wind and hail hitting Oklahoma, it makes sense to get storm-safe windows. For example, you can upgrade your existing windows with roll-down shutters, or you can replace the entire window with impact-resistant glass. This could result in a 15% credit on your policy. 

Upgrade Your Roofing

There are a few different ways to upgrade your roofing. You could get an impact-resistant roof upgrade, and this can offer additional protection against lightning and hail. Alternatively, you could also just get an entirely new roof. This could result in a roof discount of between 5% and 35%. 

Install a Fire Monitoring System

Newer fire monitoring systems are very advanced, and they can detect smoke and CO2. The great thing about this option is that it’s quite cheap, and it can still provide a solid discount on your insurance costs. 

Install a Sump Pump

In addition, you might want to install a sump pump. This can really save your home during a major flood, especially if your sump pump is powered by a battery backup. You should be given a considerable discount if you get this upgrade. 

Enlist the Help of a Qualified Attorney Today

If you’ve been searching Oklahoma for an attorney who specializes in denied insurance claims, there are plenty of options available. These legal professionals can help you hold insurance companies accountable. Even if your claim has been denied once, you can work with your attorney to get the compensation you need to repair your home and replace lost items. Book your consultation today.