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Broward County, Florida, What Is an Insurance Limit?

In Florida, Bodily Injury Liability Coverage is not required for all drivers. Instead, Florida law requires all drivers to have Personal Injury Protection (PIP) to help them cover their injuries. Since Florida is a no-fault state, drivers will…
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Florida residents may see changes in their insurance due to the duration of the pandemic

Local news for Fort Myers, Florida reported that the entire insurance industry may be making some widespread changes to respond to the coronavirus pandemic and protect their profits.  Insurance industry professionals comment on recent changes…
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Most Florida business owners do not have business interruption insurance or they will have trouble getting a provider to pay their claim

Business interruption insurance can create many obstacles, including a claim process that can be more difficult than most other types of insurance. This is especially concerning for business owners in 2020, as the coronavirus pandemic caused…
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Southwest Florida experienced a huge amount of business closures because of the pandemic and forced shutdowns

Local news for southwest Florida including the Naples and Fort Myers areas, reported that business closures and other protective measures due to the coronavirus were having a huge impact on the area’s economy.  Local university finds that…
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Florida’s government is anticipating a high volume of insurance filings and lawsuits related to the pandemic

The Florida government is preparing for a flood of insurance claims caused by the coronavirus pandemic. This will include everything from business losses to workers compensation.  Experts give advice regarding the large number of claims…
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Florida businesses may need intervention if their insurance claims were denied after the coronavirus pandemic

Local news for the Fort Myers area reported on various attempts to get business interruption insurance claims paid out after pandemics like the coronavirus were specifically excluded by policy language and other financial protections.  Insurance…
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Florida business interruption insurance claims related to pandemic will probably be denied by most providers

Local news for the Gulf Coast of Florida reported that a standard business or even business interruption insurance policy may not cover losses related to coronavirus closures.  Insurance companies do not want to cover losses from pandemics An…
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Florida businesses may be assisted with insurance claims by government orders that say coronavirus causes property damage

Some municipalities in Florida are now using language in their shut down orders that will make businesses eligible for interruption insurance claims. A battle over business interruption insurance is starting to emerge in courtrooms Many…
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South Florida Restaurant Sues Lloyd’s of London Over Coronavirus-Related Business Interruption Coverage

Business owners in Florida are fed up with the responses they are receiving from their insurers regarding their claims filed for COVID-19-related losses and many are turning to the courts for help. A Florida restaurant chain owner with branches…
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Florida Dive Shop Sues Insurer for Acting in Bad Faith After It Denied its Business Interruption Claim

A dive shop located in Tavernier, Florida has brought a lawsuit against its insurer, Tokio Marine Specialty Insurance Co. after it denied the shop’s business interruption claim stemming from COVID-19 losses [Source: Insurance Journal]. After…