Central America has seen plenty of devastation from the tropical storm Eta. Many states are reporting the catastrophic damage done to them from the heavy rains and winds. The maximum wind speed sustained by Eta was 140 mph so one can only imagine the amount of damage that was caused.
In Florida, hurricane season runs from June to the end of November. This is a very vulnerable time for owners of any property, whether it be a home, a store, or a vehicle. Since storms of this caliber are so common in this area, all individuals are expected to carry the relevant amount of insurance, so they do not have to deal with the damages on their own.
Naturally, the damage caused by such storms can end up causing thousands of dollars of damage, and most homeowners do not have enough saved to cover these sudden expenses without additional compensation. Property owners should protect their investments by having proper insurance.
The following insurance policies are available to help individuals during a hurricane:
- Homeowners insurance
- Mobile home insurance
- Renters insurance
- Condo insurance
Individuals can get reimbursement after a hurricane if they have signed up for the above insurance policies.
Anyone who lives in Florida, or who lives in an area prone to hurricane damage should reach out to an insurance attorney as soon as possible. A lawyer who specializes in insurance cases can help a person out with the legalities of getting properly covered. When a person is first applying for insurance, their attorney can help them with selecting the policy that is best suited to their needs. Unfortunately, a lot of insured individuals only realize they did not sign up for what they originally intended after the hurricane hits and their insurer informs them that they are not properly insured so they are ineligible to make a claim. This can be avoided if an insurance lawyer is hired from the very beginning.
An insurance attorney can also communicate with one’s insurer on their behalf, so the company is compelled to take their statements seriously. When a person tries to contact and negotiate with their insurer on their own, then there is a significant chance their insurer will not take them seriously and they will be taken advantage of due to their lack of knowledge regarding their rights and the details of the policy they signed up for.
With an attorney by one’s side, a person avoids getting into such a scenario, as their attorney will educate them on their rights and present the correct legal references to convince the insurer to give a proper settlement amount. Anyone who has suffered losses due to hurricane Eta should speak with an insurance attorney today to start the claim process and get reimbursed as soon as possible.