The strong winds of a hurricane can result in significant damage for anyone in the area. Any type of property, whether it’s a house or a vehicle usually faces some form of damage when a hurricane hits and that is why it is best to have the proper insurance protecting one’s property.
Sometimes, even if a person has insurance on their property, their storm claim gets denied. If this is the case, a person should call an insurance lawyer to help them determine what went wrong and what legal steps can be taken so they are properly reimbursed. The fact of the matter is that a person should have an insurance attorney with them when they first sign up for the premium, to begin with. When they have a lawyer on their side from the beginning their attorney can ascertain that they understand the policy correctly and that they get the coverage they need in case a storm hits and their property gets damaged.
It is important to keep in mind that anyone who files a storm claim must do so within a specified period. If they take too long to act and they do not contact their insurer informing them of the damage, then it is likely that their request will be ignored or not taken seriously. The amount of time a person has to respond depends on their insurance policy and the area they live in.
If a person suffered significant damage to the property but their insurer refuses to reimburse them or they are delaying giving a payment then an insurance attorney can help them speed up the process and get them the settlement they deserve. An attorney can determine if the insurer’s reasons to deny the claim are unacceptable, and likewise, can negotiate with them until they agree to give the compensation to cover the damages suffered.
Do I have a valid storm insurance claim in Beaumont, Texas?
The best way to determine if a person has a valid claim is to call an insurance attorney and fill them in on the details of one’s case. They will conduct a thorough investigation and let a person know if they can go forward with filing a claim or not.
Flood damage is usually covered under a separate insurance policy that is not under a homeowner regular policy. It is essential that a person purchases flood insurance if they want to file a flood damage claim. A person may be eligible for other coverage based on their policy and what sort of damage they suffered, and they should get in touch with a lawyer as soon as possible to help them with their case.
Connect with an insurance lawyer at Lindsay, Lindsay, and Parsons- Attorneys at Law today to get started on filing an insurance claim after suffering storm damage.
Reach us at:
710 North 11th Street
Beaumont, TX 77702