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Minnesota, Are pandemics really uninsurable?

According to the American Property Casualty Insurance Association, they are.   Business owners all across the U.S. have the same question, “Why isn’t my business interruption insurance policy covering the income loss I suffered…
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Maine, Insurance Company Encourages Policyholders to File Business interruption Claims for COVID-19 Losses

But that isn’t a guarantee that your claim is going to get paid.   As business owners in Maine began to see their profits drop as a result of government-ordered closures caused by the COVID-19 pandemic, many contacted their insurance…
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Louisiana Lawmakers Shelve Bill that Would Have Forced Insurers to Cover COVID-19 Business Interruption Claims

After insurance companies began denying COVID-19 business interruption claims filed by struggling business owners, the Louisiana Senate introduced SB 477. The bill, which was introduced on March 31, 2020, would mandate that insurance companies…
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Idaho, Businesses Prepare for Litigation as Insurers Continue to Deny Business Interruption Claims

While many businesses are in the process of opening back up and resuming with their normal operations, others are preparing themselves for litigation. After the COVID-19 pandemic shuttered many businesses in Idaho, putting some in a deep financial…
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Connecticut Insurance Department Addresses Common Questions Regarding Business Interruption Insurance

The COVID-19 pandemic has many business owners who were forced to shut down operations seeking relief from the government, their landlords, and their insurance companies. Sadly, very few are getting any help from any one party listed above.…
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West Virginia’s Insurance Commissioner Says Business Interruption Insurance Was Not Designed to Cover Communicable Disease

But that doesn’t mean your policy doesn’t provide you with coverage for pandemic-related losses.   When a business owner purchases commercial property insurance, they buy coverage that is tailored to their specific needs. Essentially…