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Miami, Survey Suggests Florida Businesses are Not Prepared for the 2020 Hurricane Season

If you live or work in Florida, particularly South Florida, then you know the state is a hurricane hotspot. With Florida falling into the path of nearly every hurricane that forms, you would assume business owners have taken all measures to…
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Southwest Florida experienced a huge amount of business closures because of the pandemic and forced shutdowns

Local news for southwest Florida including the Naples and Fort Myers areas, reported that business closures and other protective measures due to the coronavirus were having a huge impact on the area’s economy.  Local university finds that…
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Could case law in other states affect lawsuits filed by Mississippi business owners over denied business interruption claims?

Dozens of Mississippi business owners have filed lawsuits against their insurance companies after they were denied coverage under their business interruption insurance policies but very few, if any, cases have yet to be settled. While we could…
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Minnesota, Are pandemics really uninsurable?

According to the American Property Casualty Insurance Association, they are.   Business owners all across the U.S. have the same question, “Why isn’t my business interruption insurance policy covering the income loss I suffered…
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Michigan Introduces HB 5739, A Bill that Would Require Insurers to Cover COVID-19 Business Interruption Claims

After business owners in Michigan couldn’t get their business interruption claims approved for the losses they suffered as a result of the COVID-19 pandemic, Rep. Brian Elder introduced House Bill 5739. While there hasn’t been much action…
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Maryland, Business Owners Who Were Denied Business Interruption Coverage are Starting to Hold Brokers Liable

Business owners across the U.S. are all struggling to get their insurance companies to cover their business interruption claims. The fact is, companies aren’t paying on any business interruption policies related to the COVID-19 pandemic as…
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Massachusetts, Boston-Based Restaurant Chain Sues Insurer for Denying its Business Interruption Claim

Legal Sea Foods is preparing to go to battle with its insurer, Strathmore Insurance Co. after the company rejected the seafood chain’s business interruption claims [Source: The Boston Globe]. After the COVID-19 pandemic shuttered all of the…
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Maine, Insurance Company Encourages Policyholders to File Business interruption Claims for COVID-19 Losses

But that isn’t a guarantee that your claim is going to get paid.   As business owners in Maine began to see their profits drop as a result of government-ordered closures caused by the COVID-19 pandemic, many contacted their insurance…
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Louisiana Lawmakers Shelve Bill that Would Have Forced Insurers to Cover COVID-19 Business Interruption Claims

After insurance companies began denying COVID-19 business interruption claims filed by struggling business owners, the Louisiana Senate introduced SB 477. The bill, which was introduced on March 31, 2020, would mandate that insurance companies…
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Kentucky Daycare Sues Insurer for at Least $400,000 Over Denied COVID-19 Claim

After ABC Daycare and Learning Center in Richmond was ordered by Governor Andy Beshear to close its doors on March 20th due to the COVID-19 pandemic, the facility, like many other businesses, filed a business interruption claim with its insurer…