Many times, when a storm hits and a person files a claim with their insurance company, they will come back disappointed. Insurance companies are sometimes guilty of denying legitimate insurance claims for their own profit. Though not every case is like this, a person should immediately reach out to an insurance lawyer as soon as possible if their claim is denied.
After a storm hits and a person faces damage to their property and other assets, the last thing they want to have to deal with is an insurer who refuses to pay them the amount that was agreed on through the initial insurance policy they signed with them. The great news is a person does not just have to walk away with this unfair rejection and fend for themselves. Anyone can dispute the home insurance claim by getting in touch with an attorney and filing an appeal.
A person can successfully dispute the denial made by the insurer by having legal counsel aid a person through the counter claim process. An attorney will be able to fight for a person’s rights and negotiate with the company based on the laws and the details of the insurance policy. The best way to even avoid getting into this situation in the first place is to make sure that an insurer is with a person when they first sign up for the policy.
They will be able to read through the lines and let a person know what the company is saying that they will cover. The language in these policies can often be very confusing and in many cases, it is done like that on purpose. For a person to have a good understanding of how much they are covered and under what cases the home will be insured, they should seek the help of a qualified insurance lawyer.
Steps to appealing an insurance claim denial in Tampa, Florida
Anyone who has their insurance claim denied in Florida should make sure they contact their insurer via an attorney so they can review the claim. Many times, claims are denied just because a person did not provide sufficient documentation and not because the claim was not valid. If this is the case, a person should provide more evidence, photos, receipts of purchases, and even videos of the damage to the insurer so they can get a better idea of how badly the house was damaged.
If the company refuses to comply and they are behaving in a very unfair manner, then a person has the option of litigating and taking them to court so they can be fairly compensated. A lawyer can walk them through the legal process so they can move forward with confidence.